How Much Can I Borrow? | Mortgages | NatWest International

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How much could I borrow?

For mortgages in Jersey

Our simple borrowing calculator will give you an idea of how much you could borrow with a NatWest mortgage. This is an illustration based on your income, outgoings and the value of the property you're considering.

Mortgage details

This is the amount of cash you plan to put towards the cost of the property.
This is the potential purchase price of a property you wish to buy.
This is the amount of equity and/or cash you plan to put towards the cost of the new property.
This is the purchase price of the property you wish to move to.
This is the outstanding balance on your current mortgage.
The value of your current property based on the last valuation.
Max 35

1st applicant

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Income

Please enter your salary before tax and Social Security deductions. Do not include overtime or bonus earnings that are not guaranteed. If you’re self-employed, please contact us to discuss your requirements.
Please enter your salary after tax and Social Security deductions. Do not include overtime or bonus earnings that are not guaranteed. If you’re self-employed, please contact us to discuss your requirements.

If you want us to consider non-guaranteed overtime, bonus income or other types of income such as rental or investment income then please contact us to discuss your requirements.

Household expenses

Please enter the number of dependants (exclude 2nd applicant)
Please enter the total monthly payments you are making to personal loans, hire purchase, car finance agreements and car lease payments, but NOT credit card payments. Do not include any mortgage/rent payments for your current home that will cease once your new mortgage completes.
Please enter committed monthly expenditure that is not a debt repayment. For example, child maintenance payments, ground rent or personal care fees. Do not include day-to-day living costs such as grocery shopping and fuel. We’ll take these into account automatically.
Enter the total amount outstanding on all your credit cards after you made the last repayment. Please ensure this is an accurate figure.

2nd applicant

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Income

Please enter your salary before tax and Social Security deductions. Do not include overtime or bonus earnings that are not guaranteed. If you’re self-employed, please contact us to discuss your requirements.
Please enter your salary after tax and Social Security deductions. Do not include overtime or bonus earnings that are not guaranteed. If you’re self-employed, please contact us to discuss your requirements.

If you want us to consider non-guaranteed overtime, bonus income or other types of income such as rental or investment income then please contact us to discuss your requirements.

Household expenses

Please enter the number of dependants (if not included by the 1st applicant)
Please enter the total monthly payments you are making to personal loans, hire purchase, car finance agreements and car lease payments, but NOT credit card payments. Do not include any mortgage/rent payments for your current home that will cease once your new mortgage completes.
Please enter committed monthly expenditure that is not a debt repayment. For example, child maintenance payments, ground rent or personal care fees. Do not include day-to-day living costs such as grocery shopping and fuel. We’ll take these into account automatically.
Enter the total amount outstanding on all your credit cards after you made the last repayment. Please ensure this is an accurate figure.
Design Slope

Important Information

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

This is not a formal quotation or a commitment to lend.

All figures provided are for illustrative purposes only.

This will be dependant on your financial situation, property value and the size of your deposit or equity.

Chat with a mortgage advisor

Max Error

Min Error

Based on the property details given,
we could lend you up to:

Based on the details given,
we could lend you up to:

However, based on the details given,
we could lend you up to
.

Take a look at our mortgages for an estimate
of monthly repayment and costs.

Thank you for your interest.

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